Buying a home is exciting! 

The thought of moving into a new home, makes many people want
to make a complete fresh start and change several things
in their life....new job, car furniture. 
The problem is, doing anything that changes your financial situation, could put your mortgage approval in jeopordy. 
Your best bet is to wait until after closing
to make any major changes or purchases. 
To help your buying process go smoothly we have come up with...

The 10 Commandments of Buying a Home

1.  THOU SHALT NOT change jobs, become self-employed,
or quit your job.

2.  THOU SHALT NOT buy a car, truck, or van...
or you may be living in it.

3.  THOU SHALT NOT use charge cards excessively or let your accounts fall behind.

4.  THOU SHALT NOT spend money you have set aside for closing.

5.  THOU SHALT NOT omit debts or liabilities from your loan application.

6.  THOU SHALT NOT buy furniture.

7.  THOU SHALT NOT originate any kinds of inquiries into your credit.

8.  THOU SHALT NOT make large deposits without first checking with your loan officer.

9.  THOU SHALT NOT change bank accounts.

10. THOU SHALT NOT co-sign a loan for anyone.


If you have questions about buying a home, give us a call at 784-3800 and one of our buyer agents will be happy to help!