Lewiston, Auburn and Central Maine real estate and homes for sale in Maine, New Construction, New Subdivisions, Foreclosures and waterfront properties - Brenda Fontaine, REALTOR® Brenda Fontaine REALTOR(r) for Lewiston, Auburn and Central Maine, Maine real estate - NUMBER1EXPERT™ Brenda Fontaine NUMBER1EXPERT(tm) for Lewiston, Auburn and Central Maine, Maine real estate

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Brenda Fontaine, REALTORŪ, real estate agent and broker for Lewiston, Auburn and Central Maine Maine home listings, property and land for sale - NUMBER1EXPERT(tm)
ERA Worden Realty All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-784-3800




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Mortgage Prequalification: Lewiston, Auburn and Central Maine Maine home buying, real estate listings, and homes for sale in Androscoggin                   County, ME
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lewiston, Auburn and Central Maine Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 


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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Brenda Fontaine, REALTORŪ, real estate agent and broker for Lewiston, Auburn and Central Maine Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

Brenda Fontaine
ERA/Worden Realty

336 Center Street
Auburn, ME. 04210
Office: 207-784-3800
Fax: 207-786-2957
Email: WebForm@FontaineTeam.com

Brenda Fontaine joined ERA in 1983. Brenda has helped over 3000 families buy and sell their home. Brenda ranks NUMBER 1 for the ERA Franchise nationwide for "Top All Around Realtor". Brenda's success is due in part, to her caring attitude, her consistent follow through and also her strong work ethic. Brenda is supported by an experience and dedicated team of licensed professionals that consist of a client care manager, Melissa Field, marketing manager, Crystal Bergeron, showing/feedback coordinator, Angie Larochelle, field Coordinator, Claude Fontaine, marketing assistant, Marilyn Larochelle, listing manager, Marie Beaulieu and four buyer agents/Listing Partners, Bill Bergeron, Clayton Larochelle, Beth Favreau, Chris Kelley. The Family team of eleven licensed professionals work together to help families buy and sell their property. They want to be your "Realtors for life" and they will give you superior service to earn that honor. "The Brenda Fontaine Family Team" The Real Estate Leader

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