What Are Other Lewiston, Auburn, Lisbon and Southern Maine, Maine Homes Selling For? Get the Answer From Brenda Fontaine, NUMBER1EXPERT(s)™ Top Selling Real Estate Agent(s)

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Welcome > For Sellers > Short Sales/Pre-foreclosures For Sellers ...

HOW TO AVOID FORECLOSURE

Short Sales most frequently asked questions

• What is a short sale? A short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers’ mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate agent’s commission. A short sale is an alternative to foreclosure which may benefit both lender and borrower alike. The lender is getting paid back much of the money which it lent to the borrower as well as getting rid of the property. The borrower is getting out of their mortgage without having to go through foreclosure proceedings or expend any more money towards the home. Typically, the lender pays practically all sales costs including repairs, escrow and title fees and realtor commissions.

• How do I know if a short sale on my property is right for me?

• If I do a short sale, what do I have to pay to sell my home?

• How do I get started on the short sale process?

• What “hardship” is acceptable for a lender?

• I have two loans, can I still do a short sale transaction?

• I am concerned about my credit, how will a short sale affect my credit?

• For the answers to all these questions & more call pre-recorded 24 hr hotline for free report 1-800-784-5451 code 3201 or call us directly at 207-784-3800

HOW TO AVOID FORECLOSURE WITH THE SHORT-SALE SELLER RESCUE PROGRAM

CALL OR E-MAIL FONTAINE TEAM FOR FREE REPORT!

Not all Real Estate Agents Are Qualified Short-Sale Experts!

Here are 10 questions to ask your real estate agent before you sign on the dotted line…

1. Can my real estate agent explain the short-sale process to me?
2. How do I know if my property will qualify for a Short Sale?
3. Does my real estate agent know what information I will need to provide to the lending institution?
4. Does my real estate agent know what “hardship” categories qualify me as a short-sale candidate with the lending institution?
5. Does my real estate agent know how to create an effective short-sale strategy?
6. Does my real estate agent have prior experience and specialize in working with homeowners and lending institutions to create a short-sale transaction?
7. Does my real esate agent know how to market my home, since timing is essential?
8. Does my real estate agent know how to price my home?
9. Does my real estate agent have a pricing/marketing campaign for 14,30 and 45 days?
10. How do I know if I am really comfortable with the real estate agent I am selecting?

Call The Brenda Fontaine Family team to Answer your Short Sale Questions….

Call 1-800-784-5451 Code 3201 pre-recorded 24 hour hotline to receive your FREE REPORT

Or call us directly
207-784-3800
brenda@fontaineteam.com
www.brendafontaine.com
www.fontaineteam.com
ERA Worden Realty

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School Reports in Lewiston, Auburn, Lisbon and Southern Maine, Maine

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Zoning Laws >Keeping an Eye on Zoning Decisions

Zoning classifications are the most important tool that a local government has to control the way land is used in a community. Areas designated as residential may have further controls on housing density for single family homes, townhouses or multiple-family houses. There are usually areas set aside for industrial, commercial and recreational purposes. Zoning boards spend their time listening to requests for exceptions to these rules or hearing arguments from parties who want to change or bend the existing zoning regulations.

These zoning decisions have a major impact on the surrounding neighborhoods. Citizens' groups often get involved in testifying at hearings on proposals that could affect their property values or their quality of life. These groups help create interest about issues in the local press and work to educate their neighbors about matters affecting them. Developers who go before a zoning board seeking major changes are wise to involve the local neighborhood group in formulating proposals that will affect those homeowners.

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Q	Where are the highest median price homes in the United States currently located?
A	According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Brenda Fontaine, REALTOR®, real estate agent and broker for Lewiston, Auburn, Lisbon and Southern Maine, Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

Brenda Fontaine
ERA/Worden Realty
336 Center Street
Auburn, ME. 04210
Office: 207-784-3800
Fax: 207-786-2957
Email: WebForm@FontaineTeam.com
Brenda Fontaine joined ERA in 1983. Brenda has helped over 4000 families buy and sell their home. Brenda ranks NUMBER 1 for the ERA Franchise nationwide for "Top All Around Realtor". Brenda's success is due in part, to her caring attitude, her consistent follow through and also her strong work ethic. Brenda is supported by an experience and dedicated team of licensed professionals that consist of a client care manager, Melissa Field, marketing manager, Crystal Bergeron, showing/feedback coordinator, Angie Larochelle, field Coordinator, Claude Fontaine, marketing assistant, Marilyn Larochelle, listing manager, Marie Beaulieu and six buyer agents/Listing Partners, Bill Bergeron, Clayton Larochelle, Beth Favreau, Deb Morin, Nick Trider and John Sullivan. The Family team of thirteen licensed professionals work together to help families buy and sell their property. They want to be your "Realtors for life" and they will give you superior service to earn that honor. "The Brenda Fontaine Family Team" The Real Estate Leader

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