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Dear Homeowner,
Do you owe more than your house is worth?
Are you behind on your mortgage payments?
Do you need to sell your home quickly?
Do you have questions regarding foreclosures and/or short sale?
Are you concerned about how your credit will be affected?
If you answered yes to any of the above questions, Fontaine Family - The Real Estate Leader can help. Unfortunately, there is a lot of misinformation and confusion regarding these issues and a very select few that grasp how to successfully lead their clients through such an important financial process.
The experts at Fontaine Family - The Real Estate Leader undstand the affects of this tough market. We have extensive experience in negotiating with banks to significantly reduce your mortgage so that you can sell your home. The result is a smooth transaction and most importantly a stress-free experience for the homeowner.
The key to a successful short sale is having a knowledgable real estate professional on your side. Our clients will attest to quick sales and aggressive bank negotiations. Some have even received cash back for moving expenses. All with the added benefit of protecting your credit against a foreclosure.
Don't hesitate to gather useful information for such an important decision. Give us a call for a friendly and no obligation phone consulation at 207-784-3800
HOW TO AVOID FORECLOSURE
Short Sales most frequently asked questions
Avoid Foreclosure
• What is a short sale? A short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers’ mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate agent’s commission. A short sale is an alternative to foreclosure which may benefit both lender and borrower alike. The lender is getting paid back much of the money which it lent to the borrower as well as getting rid of the property. The borrower is getting out of their mortgage without having to go through foreclosure proceedings or expend any more money towards the home. Typically, the lender pays practically all sales costs including repairs, escrow and title fees and realtor commissions.
• How do I know if a short sale on my property is right for me?
• If I do a short sale, what do I have to pay to sell my home?
• How do I get started on the short sale process?
• What “hardship” is acceptable for a lender?
• I have two loans, can I still do a short sale transaction?
• I am concerned about my credit, how will a short sale affect my credit?
• For the answers to all these questions & more call pre-recorded 24 hr hotline for free report 1-800-784-5451 code 3201 or call us directly at 207-784-3800 
HOW TO AVOID FORECLOSURE WITH THE SHORT-SALE SELLER RESCUE PROGRAM
CALL OR E-MAIL FONTAINE TEAM FOR FREE REPORT!
Not all Real Estate Agents Are Qualified Short-Sale Experts!
Here are 10 questions to ask your real estate agent before you sign on the dotted line… 1. Can my real estate agent explain the short-sale process to me? 2. How do I know if my property will qualify for a Short Sale? 3. Does my real estate agent know what information I will need to provide to the lending institution? 4. Does my real estate agent know what “hardship” categories qualify me as a short-sale candidate with the lending institution? 5. Does my real estate agent know how to create an effective short-sale strategy? 6. Does my real estate agent have prior experience and specialize in working with homeowners and lending institutions to create a short-sale transaction? 7. Does my real esate agent know how to market my home, since timing is essential? 8. Does my real estate agent know how to price my home? 9. Does my real estate agent have a pricing/marketing campaign for 14,30 and 45 days? 10. How do I know if I am really comfortable with the real estate agent I am selecting? Call The Brenda Fontaine Family team to Answer your Short Sale Questions…. Call 1-800-784-5451 Code 3201 pre-recorded 24 hour hotline to receive your FREE REPORT
Real Estate Tips
Time to Move >The Big Move
The final step in selling a home is often considered the worst part--the packing and moving of all your possessions. The secret to a smooth move lies in advance planning. Arrange for the movers well in advance. Get estimates from several moving companies, and ask what their quotes include, what kind of services (and care) they provide, and which aspects of the move they will not handle. For example, many companies will not be responsible for removing light fixtures or other attached items.
Insure your possessions adequately during the move. Most moving firms can arrange insurance for you. You may be able to extend your homeowner's coverage to insure the contents of your home during the move. Be sure to get the additional cost and conditions of this agreement in writing.
If you prefer to do some packing yourself, it is better to confine your packing to the unbreakable items. Most companies recommend that you let them handle all the packing for an extra charge. They will not cover items against damage or breakage that they have not packed.
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Real Estate Trivia
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What does the term Curb Appeal mean?
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| A |
This term describes how homes look from the street; this first impression is very important to prospective homebuyers. |
 See More Real Estate Trivia > |
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Brenda Fontaine
Fontaine Family - The Real Estate Leader
336 Center Street
Auburn, ME. 04210
Office: 207-784-3800
Fax: 207-786-2957
Email: WebForm@FontaineTeam.com
Brenda Fontaine became a Real Estate Agent in 1983. Brenda has helped over 4000 families buy and sell their home. Brenda ranked NUMBER 1 for a nationwide franchise for "Top All Around Realtor" for 6 years. Brenda's success is due in part, to her caring attitude, her consistent follow through and also her strong work ethic. Brenda is supported by an experienced and dedicated team of licensed professionals that consist of a client care manager, Melissa Field, marketing manager, Crystal Bergeron, showing/feedback coordinator, Angie Larochelle, field Coordinator, Claude Fontaine, marketing assistant, Marilyn Larochelle, listing manager, Marie Beaulieu and eight Listing & Buyer agents, Bill Bergeron, Clayton Larochelle, Beth Favreau, Deb Morin, Nick Trider, Harriet Cummings, Matt Lavallee & Pat Long-Cressey. The Family team of fifteen licensed professionals work together to help families buy and sell their property. They want to be your "Realtors for life" and they will give you superior service to earn that honor.
The Wall Street Journal recently posted America's Top Performing Real Estate Professionals on their website. (wsj.com) Amongst the top 400 is local real estate professional Brenda Fontaine. Fontaine who ranked 44th on America's Top Performer list, is broker owner of Fontaine Family - The Real Estate Leader located at 336 Center St. Auburn, Maine.   
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