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HOW TO AVOID FORECLOSURE Short Sales most frequently asked questions • What is a short sale? A short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers’ mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate agent’s commission. A short sale is an alternative to foreclosure which may benefit both lender and borrower alike. The lender is getting paid back much of the money which it lent to the borrower as well as getting rid of the property. The borrower is getting out of their mortgage without having to go through foreclosure proceedings or expend any more money towards the home. Typically, the lender pays practically all sales costs including repairs, escrow and title fees and realtor commissions. • How do I know if a short sale on my property is right for me? • If I do a short sale, what do I have to pay to sell my home? • How do I get started on the short sale process? • What “hardship” is acceptable for a lender? • I have two loans, can I still do a short sale transaction? • I am concerned about my credit, how will a short sale affect my credit? • For the answers to all these questions & more call pre-recorded 24 hr hotline for free report 1-800-784-5451 code 3201 or call us directly at 207-784-3800 HOW TO AVOID FORECLOSURE WITH THE SHORT-SALE SELLER RESCUE PROGRAM CALL OR E-MAIL FONTAINE TEAM FOR FREE REPORT! Not all Real Estate Agents Are Qualified Short-Sale Experts! Here are 10 questions to ask your real estate agent before you sign on the dotted line… 2. How do I know if my property will qualify for a Short Sale? 3. Does my real estate agent know what information I will need to provide to the lending institution? 4. Does my real estate agent know what “hardship” categories qualify me as a short-sale candidate with the lending institution? 5. Does my real estate agent know how to create an effective short-sale strategy? 6. Does my real estate agent have prior experience and specialize in working with homeowners and lending institutions to create a short-sale transaction? 7. Does my real esate agent know how to market my home, since timing is essential? 8. Does my real estate agent know how to price my home? 9. Does my real estate agent have a pricing/marketing campaign for 14,30 and 45 days? 10. How do I know if I am really comfortable with the real estate agent I am selecting? Call The Brenda Fontaine Family team to Answer your Short Sale Questions…. Call 1-800-784-5451 Code 3201 pre-recorded 24 hour hotline to receive your FREE REPORT Or call us directly 207-784-3800 brenda@fontaineteam.com www.brendafontaine.com www.fontaineteam.com ERA Worden Realty
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