With thousands of miles of coastline, Maine is one of the most desirable places in America to own waterfront property. But oceanfront homes in Maine come with rules and costs that inland properties do not. Here is what to know before you buy.
Types of Maine waterfront property
Deep-water frontage with room for a dock and a boat
Tidal frontage where water levels change dramatically between high and low tide
Sandy beach frontage in Southern Maine towns like Ogunquit, Wells and Old Orchard Beach
Rocky ledge frontage common in the Midcoast and Downeast regions
Water-view and water-access homes that offer a lower price point with shared rights to the shore
Understand Maine shoreland zoning
Maine's shoreland zoning rules control what you can build, expand or clear near the water. Setbacks, vegetation limits and expansion caps can affect your plans for decks, additions and views. Always check with the town code enforcement officer before you buy.
Docks, moorings and rights of way
A dock may require local, state and federal permits. Moorings are usually assigned by the town harbormaster, sometimes with a waiting list. Review deeds for shared rights of way and shore access easements.
Flood insurance and coastal risk
Some coastal Maine real estate sits in FEMA flood zones, which can require flood insurance for mortgaged properties. Ask for an elevation certificate, review storm history and get insurance quotes early.
Is Maine waterfront property a good investment?
Waterfront is limited, and demand for coastal Maine real estate has stayed strong over time. Many owners also offset costs with seasonal rentals where local rules allow.
Explore Maine waterfront homes for sale
From Kittery to Eastport, the Fontaine Family real estate agents can help you find Maine waterfront property that fits your vision. Contact us to get new oceanfront listings the moment they hit the market.
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